Heart & Hearth Studio Heart & Hearth Studio is a cottage industry of Web Designer Holly Kutil.  She has began designing web sites as a hobby when her children were babies.  She has taken classes at Web Tech U and apprenticed under several web designers over the years.  Heart & Hearth Studio is a home spun business in which Holly gives each client her personal care and attention.  Her desire is to create a web site for her clients that reflects both their personality and business.  Holly only takes on one new client at a time to give you her undivided attention as your web site is developed. Heart & Hearth Ministry Heart & Hearth Ministry is a potpourri of Christian living items for women.  Holly is 45 years old, she has been a born again believer in Jesus Christ for 30 years and a wife and mother for 26 years and now learning about being a mother-in-law to Ashley!  She became a grandmother on January 16, 2007 to Michael James!  Please visit Michael's Website! She is an area network leader for First Place Ministries in Ohio.  Her greatest joy is spending time with her Lord and Saviour Jesus Christ and serving Him with all her heart.  First at home, then in her community and church family and then to the uttermost parts of the earth!  It is her prayer that this site will minister to your heart and encourage you to keep on keepin' on!